Archive for June 2022

Important things to know before buying real estate in California

Purchasing a home is a difficult process, especially for first-time buyers. Here are 5 things to know before buying a property in California, says Jamell Tousant, whether you’re a first-time homebuyer or a seasoned pro. In reality, buying a home in California has much more criteria than you may expect! Here are some helpful tips to keep in mind when purchasing a home in California. A Mortgage Broker’s Pre-Approval Is Not the Same As Final Loan Approval: A wise buyer will receive a pre-approval letter from a loan broker stating that they are pre-approved to purchase a home with a portion of the purchase financed through a commercial lender. We will point you, as will the bank, that just though you have been pre-approved does not guarantee that you will receive the loan. 

Before any thorough underwriting assessment, the mortgage broker usually gives a pre-approval letter (lender review of your documents). As a result, it’s critical to recognize that the pre-approved letter is just that: a pre-approval, not an official approval. It’s difficult to close an escrow in 30 days. A 30-day escrow used to be rather typical in California. Following the financial crisis of the previous decade, lending standards were tightened, and the loan process was lengthened, making it more difficult to settle escrow in 30 days. We advocate a 45-day escrow since closing escrow in 30 days is extremely difficult and can bring unnecessary stress to a tense situation. It’s difficult to beat cash.

“All Cash” offers, in which the buyer does not require financing, are difficult to beat, explains Jamell Tousant of Oakland, California. If you don’t have an all-cash offer (which most people don’t), it may be tough to get your offer accepted if you learn of one. Carry out your checks. Please don’t scrimp on your inspections. At the very least, every buyer should have a general inspection. 

Jamell Tousant advises you also to inspect the plumbing, roof, and fireplace, as well as get a boundary survey in some cases. If you don’t perform your inspections during the inspection period and afterward discover an issue, the law favors the seller and punishes the buyer who doesn’t do their homework before buying real estate. Do not make any purchases until the transaction is completed. Sales do not always close. Loans fall through, sellers cancel escrow incorrectly, unknown concerns with homeowners’ associations surface, and a slew of other unforeseen situations occur. 

As a result, we advise against purchasing that new couch, new paintings, or whatever else you need to make the house your dream home before closing escrow. Aside from the sky-high prices in many locations, purchasing a property in California is similar to buying a home in other parts of the country. Here in the San Francisco Bay Area, sticker shock is extremely severe. You may need to purchase earthquake insurance. If you live in a “special study zone,” where earthquakes are more prone to occur, this will be the case. If the property is in a flood plain, you may need to purchase flood insurance as well. This can be quite costly. Before you make an offer on the property, Jamell Tousant says, the seller must disclose relevant facts like this.

Process of end of lease cleaning

Introduction

If you want to save the full amount of your bond, you have to make a serious effort.  You can hire a bond cleaning company in Australia to clean your dirty premises.  Professional bond cleaners do their cleaning using state-of-the-art tools and techniques to ensure that you get your full security deposit back without any controversy.

If your budget is low, you can also arrange your own bond cleaning. Here is a complete end-to-end lease cleaning guide that will make your job easier, especially if you are doing it for the first time.

1. Prepare ahead of time.

Before you end the strip cleaning process, make sure you have all the necessary cleaning tools and products available. It is important to make a clean checklist and note down the items that will be needed during the cleaning process. Make sure you have the following items on your list:

   *Vacuum cleaner

   *broom

   *Sponge

   *Clean cloth or paper towels.

   *Patchwork

   *Magician

   *White vinegar and baking soda

   *Bleach

2. Start from the top.

It is always best to start with the upper part of the strap cleaning process. Your property in this area includes all the high places that are often overlooked such as roof walls, fans, air ducts, light fixtures, high windows, stairs etc.

So, instead of starting from the bottom of your room, make sure to remove the gravel stones, dust and dirt from the roof.  When you’re there, don’t forget to replace the bulb and filter.

Professional bond cleaners in Australia recommend a ‘top-down’ cleaning method.  Start with the ceiling, fans, skirting, light fixtures, corners and then decorate the windows, shelves, carpets and floors.

3. Get rid of stains, grease, mold and mildew.

Whether it’s a hard spot on the carpet or a mold on the tile grout, both should be removed by your landlord before the property is inspected. End of lease cleaning there are many home remedies to help you get rid of grease, stains and molds from different surfaces of your premises.

You can use baking soda as an environmentally friendly cleaning solution to remove these dirty molds. Here is a simple grease or mold removal process that can give you the best possible results without the use of harmful chemicals or cleansers.

4. Clean window curtains.

These are just some of the goal setting shareware that you can use. Most people forget to clean window curtains such as curtains, blinds and drapes. Therefore, be sure to remove dust from removable curtains and drapes using a vacuum cleaner.

   5. Emphasize the cleanliness of large appliances.

Most of us forget to clean our kitchen appliances like microwave, refrigerator and dishwasher. If you have any of these tools, make sure you’ve cleaned and sanitized them at the end of the lease cleaning process. Here are some tips to help you clean these tools:

6. Keep pro-cleaning tips in mind

Lease cleaning is not the same as regular house cleaning or spring cleaning. If you want to protect your entire bond money, you need to try the following cleaning methods.

   (a) Thoroughly clean your kitchen.  Clean countertops and cupboards. Also, clean the doors and sides of drawers and cupboards. Clean and sanitize your sink.

   (b) Vacuum carpets, rugs and other floor coverings to get rid of dust particles, dust marks that accumulate deep inside the fibers.

   (c) Have your carpet professionally cleaned by a reputable bond cleaning company in Australia.

Conclusion

Cleaning rental property is not an easy task like a profession. All you need is time, cleaning skills and help to get your bond back in full. With the help of the Lease Cleaning Guide mentioned above in this post, you can easily do the cleaning work.